CH004 — David Kim
1 / 5Investigating
- Review alert and scope entitiesRunning…
The agentic
fraud and AML
investigation platform.
Reads your data. Follows your SOPs. Ships dispositions your QA, partner bank, and examiner sign off on.
Book a demoTrusted in production by
RoeFraud Investigation Agent
Today's reality
Risk teams are stuck
between two bad options.
Option A
Hire and outsource. Cost climbs. Quality drifts.
Option B
Lean on rules and models. Typologies slip through.
Both leak money. Neither scales with your queue.
The answer
Meet Roe.
AI agents that investigate every fraud, dispute, and AML case end-to-end. Cited evidence. Audit-ready. Every review feeds the next thousand.
How it works
A continuous loop.
Not a one-shot model.
Every case your QA team reviews refines the next thousand. Each disposition becomes a labeled example for the rest of your detection stack.
- 01
Case arrives
- 02
Agent investigates
- 03
Human QA review
- 04
Customer follows up
- 05
Reviews become labels
01
Case arrives
Cases land from any source system. Disputes, chargebacks, ATO escalations, TM alerts.
Dispute · DP-21408now
ATO alert · ATO-762112s
TM alert · AML-5032134s
01
Case arrives
Cases land from any source system. Disputes, chargebacks, ATO escalations, TM alerts.
02
Agent investigates
Roe walks your SOP line by line. Each step is checked, cited, or escalated against the evidence Roe pulled.
03
Human QA review
Your analysts spot-check edge cases. Their corrections become memory Roe carries into every future case.
04
Customer follows up
When a customer responds to a disposition, Roe's support agent reads the case file and drafts the next step.
05
Reviews become labels
Every disposition and correction feeds labeled cases back into your rules and ML. Detection stays current with the typologies you actually see.
Integrations
Sits on top of the stack
you already trust.
Roe is a layer, not a replacement. It reads where your data already lives and posts back where your team already works.
Risk data providers
Sanctions, PEP, adverse media, KYC and KYB, business filings, credit signals.
Data warehouses
Reads your customer, transaction, and case data where it already lives.
Case management
Posts cited dispositions and SAR-ready narratives back to your case manager.
CRM and ops tooling
Joins customer records, internal apps, and operator workflows in the same case file.
Customer support
Drafts customer responses and runs appeals inside the inbox your team already uses.
Anything that doesn't have an API
Roe runs as a browser agent on top of legacy consoles, partner portals, and internal tools. Same investigation, same audit trail, no integration lift.
Browser agent · works on any web app
By the numbers
Outcomes from
regulated production.
Aggregated across live customer deployments. Fraud, dispute, AML, and KYB workflows. Benchmarks available under MNDA.
86%
Day-one accuracy on production cases
Benchmarked against analyst-graded ground truth
75%
Cost reduction vs offshore fraud ops
Customer cost-per-case studies, 2025
91%
Faster time-to-disposition
Median across fraud, dispute, and AML reviews
1 wk
Fastest time to first production decision
Across deployments completed in 2025
In production
In the hands of teams
defending the financial system.
Roe runs inside card networks, BNPL leaders, marketplaces, and crypto-native compliance teams. Where the alert volumes and the regulatory stakes are highest.
“Roe is essential for our complex risk workflows and provides invaluable components to enhance our robust risk detection system.”
Risk Manager
Affirm
“Roe has scaled our compliance operations. Cost is down, accuracy is up, turnaround is faster. An outstanding partner.”
Alexander
Risk Automation Engineer, Crossmint
By industry
Tuned to your fraud
and compliance program.
Every deployment ships with the typologies, policies, and audit formatting your team and your regulator already work to.
Why Roe
Built to investigate.
Not to summarize.
Reads structured and unstructured evidence. Follows your SOPs. Produces a cited disposition your QA and examiner sign off on.
Category
Other AI agents
Roe
Reasoning
Summarize the alert. Decision stays with the analyst.
Investigate until a defensible disposition is reached.
Evidence
Black-box outputs with no auditable reasoning trail.
Every claim cites the field, document, or query that produced it.
Data
Single-modality. Structured tables or text only, never both.
Multimodal. SQL across your warehouse plus PDFs, images, websites, socials, and call recordings, all reasoned together.
Learning
Static models. Improvements take manual retraining cycles.
QA feedback re-tunes policy alignment continuously.
Deployment
Shared SaaS data plane. One audit log per tenant.
Single-tenant VPC. Customer-managed keys. Per-case audit log.
Blog & Newsroom
Field notes from
the investigation desk.
Customer Story
Dutchie Uses Roe to Reclaim Thousands of Analyst Hours a Year
How Dutchie's compliance team redirects experienced analysts from routine alert clearing to higher-value work.
Francine Muhammad & Matt YaoJun 4, 2026
ReadAlternative Data Intelligence
Bad Actors Don't Use Their Real Name
Why KYC alone can't stop what's coming, and what to do about it.
Derrick Ongchin & Matt YaoApr 24, 2026
ReadEngineering
How We Build at Roe
The values of an AI-native engineering team.
Junkai YanJan 16, 2026
ReadSecurity & governance
Built for the
second line of defense.
Deployed inside heavily examined financial institutions. Roe fits inside your model governance like any other production model.
Visit our trust portalAttestations
SOC 2Type II
HIPAACompliant
GDPRCompliant
Deployment options
AWSSingle-tenant
GCPSingle-tenant
AzureSingle-tenant
On-premAvailable
Zero data retention
No training on customer data. Configurable retention. Customer-managed encryption keys available on request.
Single-tenant deployment
Private VPC deployment on AWS, GCP, or Azure. Data plane never leaves your environment.
Role-based access
Granular permissions across data, agents, and dispositions. SSO and SCIM provisioning out of the box.
Immutable audit trail
Every prompt, source, and decision is logged immutably and exportable to your GRC system.
Versioned policies
SOPs and prompts are git-tracked. Roll back any change and replay historical cases against either version.
Model risk aligned
Model documentation, validation evidence, and challenger-model support designed for SR 11-7-style governance.