Customers · BNPL
BNPL runs two distinct review jobs. Label every consumer fraud typology so the model keeps learning. Run SMB merchant risk and compliance end-to-end. Roe handles both with cited evidence.
What you get
Every for buy-now-pay-later deployment ships with the same evidence-first reasoning, audit trail, and policy fit as the rest of Roe.
First-party fraud, account takeover, application stacking, synthetic identity. Every closed case becomes a labeled training row for your DS team.
KYB, beneficial-owner traceback, prohibited category checks, sanctions and adverse media. Every merchant onboarded with the same diligence as a regulated bank.
Watches revenue patterns, dispute rates, listing changes, and external signals. A clean merchant doesn't quietly turn risky.
Every realized chargeback flows back as a label and tightens the next underwriting decision. The consumer model and the merchant model both get sharper week over week.
Consumer fraud typology tags
Merchant onboarding scope
Merchant book monitoring